Terms of Service

SMS Messaging Terms & Compliance

1. Program Description

REP Enterprises LLC provides SMS communications to customers who request insurance quotes, schedule consultations, submit inquiries through our website, or otherwise provide express consent to receive text messages.

By opting into our SMS program, you agree to receive messages that may include:

* Consultation confirmations

* Appointment reminders

* Scheduling updates

* Customer support communications

* Insurance quote updates

* Important service notifications

SMS consent is collected through our website forms or other approved methods that require your express consent before messages are sent.

2. Cancellation Instructions

You may cancel our SMS service at any time by replying STOP to any message you receive from us.

After you reply STOP, we will send a confirmation message verifying that you have been unsubscribed. Once confirmed, you will no longer receive SMS communications from REP Enterprises unless you opt in again.

3. Support Information

If you need assistance with our messaging program, reply HELP to any SMS message.

You may also contact us during normal business hours using the information below:

Email: [Business Email]

Phone: +1 765-409-1980

4. Carrier Liability

Wireless carriers are not responsible for delayed, failed, or undelivered text messages.

5. Message & Data Rates

Standard message and data rates may apply.

Message frequency varies depending on your consultation requests, appointments, customer service interactions, and insurance-related communications.

For questions regarding your mobile service plan, please contact your wireless provider.

6. Supported Carriers

Our SMS messaging program is supported by most major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, Sprint, and many regional carriers.

7. Age Requirement

You must be at least 18 years of age to participate in our SMS messaging program.

8. Privacy Policy

Your privacy is important to us.

Please review our Privacy Policy for information about how we collect, use, and protect your information.

**Privacy Policy:** [Business Website]/privacy-policy

9. Insurance Communications Disclaimer

SMS messages, emails, voicemail messages, and online submissions are provided for customer convenience only.

Insurance coverage cannot be bound, modified, reinstated, canceled, or confirmed through text message, email, voicemail, or website submissions. Coverage becomes effective only after confirmation by an authorized representative of REP Enterprises and the applicable insurance carrier.

REP Enterprises complies with the Telephone Consumer Protection Act (TCPA), CTIA Messaging Principles and Best Practices, and all applicable federal and state laws governing SMS communications.

General Terms

These Terms of Service govern your use of the REP Enterprises LLC website and all services offered through it.

By accessing or using our website, requesting a consultation, requesting an insurance quote, or using any of our services, you agree to be bound by these Terms of Service and our Privacy Policy.

If you do not agree with these Terms, please do not use our website or services.

We reserve the right to revise these Terms at any time. Updated versions will be posted on this page with a revised Effective Date. Your continued use of the website constitutes acceptance of any changes.

Intellectual Property Rights

Our Limited License to You

All content available on this website, including text, graphics, logos, images, documents, designs, software, and other materials, is owned by REP Enterprises LLC or its licensors and is protected by applicable intellectual property laws.

You may view, download, or print individual pages solely for your own personal, non-commercial use.

You may not copy, reproduce, modify, distribute, publish, sell, or otherwise exploit any material from this website without our prior written permission.

Your License to Us

If you submit comments, testimonials, reviews, photographs, documents, or other content through our website or other communication channels, you represent that you own the material or have the legal right to provide it.

You grant REP Enterprises LLC a non-exclusive, royalty-free, worldwide license to use, reproduce, publish, display, modify, and distribute such content for business, marketing, or customer service purposes, unless otherwise prohibited by law.

Insurance Services Disclaimer

REP Enterprises LLC is an independent insurance agency that represents multiple insurance carriers.

Any insurance quote provided through our website or communications is an estimate based upon the information you provide.

Insurance coverage, policy terms, eligibility, pricing, and availability are determined solely by the issuing insurance carrier.

Nothing on this website should be interpreted as a guarantee of coverage, approval, pricing, or eligibility.

Customers are responsible for reviewing all policy documents to ensure their coverage meets their individual needs.

Disclaimers

This website may include links to third-party websites for your convenience.

REP Enterprises does not control or endorse the content, products, or services offered on those websites and assumes no responsibility for them.

All information and services provided through this website are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied, including warranties of merchantability or fitness for a particular purpose.

To the maximum extent permitted by law, REP Enterprises disclaims all liability arising from the use of this website or its content.

Limitation of Liability

REP Enterprises LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of this website or our services, even if advised of the possibility of such damages.

Our total liability for any claim arising from your use of the website shall not exceed the amount you paid, if any, for the applicable service.

Online Services

Our website may provide access to consultation scheduling, quote requests, payment services, or links to third-party providers.

Transactions conducted with third-party providers are governed by their own terms and privacy policies.

REP Enterprises is not responsible for products or services provided by third parties.

Registration & Account Security

Certain features of our website may require you to create an account or submit personal information.

You agree to provide accurate and complete information and to maintain the confidentiality of any login credentials associated with your account.

If you believe your account has been accessed without authorization, please contact us immediately.

Termination

We reserve the right to suspend or terminate your access to our website or services if you violate these Terms of Service or engage in unlawful, fraudulent, abusive, or disruptive conduct.

Termination does not limit any other legal rights or remedies available to REP Enterprises.

Governing Law

These Terms of Service shall be governed by and interpreted under the laws of the State of Indiana, without regard to conflict of law principles.

Any disputes arising under these Terms shall be resolved exclusively in the appropriate courts located within the State of Indiana unless otherwise required by applicable law.

Changes to These Terms

REP Enterprises LLC may update these Terms of Service at any time.

The most current version will always be posted on our website with the updated Effective Date.

Your continued use of our website after changes are posted constitutes acceptance of the revised Terms.

Contact Information

If you have any questions regarding these Terms of Service, please contact us.

REP Enterprises LLC

Phone: +1 765-409-1980

Email: [Business Email]

Website: https://www.repenterprises.com/

By using our website or requesting our services, you acknowledge that you have read, understood, and agree to these Terms of Service.